Insurance — PIA licensed underwriters, Kwetu distributes never carries risk
Policies bound today/week/month by product, loss ratio premium earned vs claims paid, claims queue SLA breach warnings, attach rate % cover sold vs eligible bookings. Products cover levels exclusions premium tables eligibility, underwriting rules automatic-acceptance thresholds referral triggers, claims adjudication audit trail, policy register certificate history, premium settlement commission statements, PIA extracts formatted for submission. Market-conduct disclosure 2025 evidence customer saw key facts before binding. 5 products fully installed.
Funeral Cover - Family 6 Members
PIA PIA/LIFE/2024/56Nico Zambia • Funeral • Cover K20,000.00 • Rate 10%
K93.92 premium supplier K80.00 + 15% fee + VAT fee only
Premium settlement net 15% commission, claims adjudication audit trail, policy register full certificate history, regulatory extracts PIA submission, market-conduct disclosure evidence key facts before binding.
Bus Travel Cover - ZMW 50k
PIA • • Cover K50,000.00 • Rate 5%
K5.87 premium supplier K5.00 + 15% fee + VAT fee only
Premium settlement net 15% commission, claims adjudication audit trail, policy register full certificate history, regulatory extracts PIA submission, market-conduct disclosure evidence key facts before binding.
Motor Third Party - 3 Months
PIA PIA/MOT/2024/123Zambia Motor Insurers • Motor Third Party • Cover K50,000.00 • Rate 5%
K410.90 premium supplier K350.00 + 15% fee + VAT fee only
Premium settlement net 15% commission, claims adjudication audit trail, policy register full certificate history, regulatory extracts PIA submission, market-conduct disclosure evidence key facts before binding.
Travel Insurance - SADC 7 Days
PIA PIA/TRAVEL/2024/90Zambia Travel Cover • Travel • Cover K30,000.00 • Rate 15%
K176.10 premium supplier K150.00 + 15% fee + VAT fee only
Premium settlement net 15% commission, claims adjudication audit trail, policy register full certificate history, regulatory extracts PIA submission, market-conduct disclosure evidence key facts before binding.
Hospital Cash Plan - K500/day
PIA PIA/HEALTH/2024/78Prima Re • Hospital Cash • Cover K15,000.00 • Rate 8%
K140.88 premium supplier K120.00 + 15% fee + VAT fee only
Premium settlement net 15% commission, claims adjudication audit trail, policy register full certificate history, regulatory extracts PIA submission, market-conduct disclosure evidence key facts before binding.